Strategic Employee Benefit Planning for Michigan Employers

Executing and managing employee benefits can be daunting. Ralph Wilson Agency has built its technical and management support to streamline the process. 

Why selecting the right benefits partner matters  

Attracting and retaining employees

Your company’s long-term success depends on talented employees motivated to perform at their best. By offering competitive benefits, you’ll make it more likely that your employees will remain loyal to the organization—and less likely that they’ll be lured away by others offering more-enticing perks. Ralph Wilson Agency helps companies and nonprofits benchmark their employee benefits packages to meet employee expectations. 

Reducing administrative obligations

Managers should spend their time empowering employees and facilitating their employee benefits programs less. Between our knowledgeable team and HR technology, Ralph Wilson Agency helps employers streamline their benefits experience. 

Ensure compliance with ever-changing state and federal laws 

Benefits are complicated enough without managing compliance. The Ralph Wilson Agency helps you stay up-to-date with current legislation to ensure compliance across all areas of your business as it relates to employee benefits.  

How we make the process strategic 

Your organization must meet its financial conditions and tailor an outstanding benefits program for your employees. There is no one-size-fits-all solution when it comes to choosing what’s right for your business. It is best to evaluate which types of coverage will help meet your goals, successfully attract top talent, and retain your existing staff. We can help you find benefits packages to align with your company’s culture while contributing to the business’s success.

Contain costs through benefits plan design and benchmarking deliverables 

As your employees’ needs continue to evolve, you need to ensure that your employee benefits plan meets their needs while staying within budget.

Our strategic benefits design services bring the insight and expertise you need to contain costs, improve your benefits program and develop a strategy for the future. 

• Analyze and benchmark your current program against industry peers to identify opportunities for cost savings.
• Develop plan design recommendations based on our analysis, including strategies to avoid paying more than you should or offering too many benefits.
• Negotiate with carriers on your behalf and help you make well-informed decisions about which plans are suitable for your organization.
• Identify and implement additional cost containment strategies such as healthcare reform compliance reviews and wellness programs.
• Explore alternative financial arrangements, including level-funded and self-funded, when the variables are a proper fit.

The bottom line

When you partner with Ralph Wilson, you can expect expert employee benefits consulting and planning services customized to meet your business goals and objectives. We’ll help identify your key issues and opportunities while staying within budget. With our strategic employee benefits, healthcare cost containment, and employee benefits administration, you can be sure we will deliver a wide breadth of knowledge and experience.